All-Inclusive Pricing
Plans That Fit Your Goals and Objectives
Transparent Pricing
Know exactly how much it is for our services.
No Surprises
All prices are spelled out and agreed upon by you before you engage our services.
Unlimited Access
You have unlimited access to us and our technology - at no additional cost.
Comprehensive Financial Planning
Our comprehensive financial plans range from $700 to as high as $1,700 depending on the complexity of your situation.
Here are some examples of situations that increase complexity of the planning process:
Current Employer 401k Analysis
Transition or Income Planning
Owning Rental Properties
Owning Stock Options
Owning Restricted Stock
Need a Rush on the Plan
Additional compensation may apply in the form of commissions for purchase of individual stocks, bonds and through service fees (12b-1) for mutual fund transactions. Fees, charges and expenses are detailed in the Cetera Advisors LLC's ADV Part 2A.
Asset Management
Our fees are charged per household not per person on the combined balances of all managed accounts:
$0-$10,000 = 1.5%
$10,000 - $250,000 = 1.4%
$250,000 - $500,000 = 1.36%
$500,000 - $750,000 = 1.14%
$750,000 - $1,000,000 = 1%
$1,000,000 - $2,500,000 = 0.85%
$2,500,000 - $5,000,000 = 0.8%
$5,000,000 + = 0.6%
Additional compensation may apply in the form of commissions for purchase of individual stocks, bonds and through service fees (12b-1) for mutual fund transactions. Fees, charges and expenses are detailed in the Cetera Advisors LLC's ADV Part 2A.
What Are You Paying For?
Comprehensive Financial Planning
Monte Carlo Analysis
We run your situation through 1,000 different market scenarios to find out how many make it to the end of your plan.
Social Security Analysis
When is the best time to take social security based on your specific situation and amount of assets? This analysis will help answer that question and more.
Tax Analysis
We do analysis on your tax return and come back with observations that may help with your situation now and in retirement.
Insurance Analysis
What happens if you die early or have to go into assisted living? How do we protect your retirement assets from those situations? We help answer those questions and more.
Estate Analysis
Preserving, growing & leveraging your wealth for the next generation by making sure you have the right estate plan in place.
Asset Management
Professional Management
We have access to over 1,000 different portfolio managers to make sure you have the right mix for current market conditions.
Automatic Rebalancing
Our managed portfolios are automatically rebalanced semi-annually.
Diversification
Don't put your eggs in one basket! That is why our professional managers make sure your portfolio is diversified between many asset classes.
Customized Solutions
Want to invest in only socially responsible companies? Want to invest in mutual funds, ETFs and individual stocks in one portfolio? We can help with customized portfolio solutions.
Tax Loss Harvesting
In some portfolios, we can help sell your investments at a loss to help with your tax situation.
